/* ==========================================================================
   Taman Yieldholm — GEO_ADAPTED_TROPICAL_GLASS
   Kuala Lumpur at golden hour seen through sea glass: ivory air, tropical
   emerald, ocean teal, warm gold. Rationed glassmorphism (hero form panel,
   floating dashboard cards, one highlight panel per page), sea-grid texture
   bands, KL-skyline hero. One palette, one radius scale, one shadow scale.
   ========================================================================== */

/* ---------- tokens ---------- */
:root {
    --bg: #F7FAF7;
    --surface: #EDF4F0;
    --surface-2: #E2EDE7;
    --border: #D3E0DA;
    --ink: #0B2E2A;
    --muted: #4E6B63;
    --accent: #0E7D5F;
    --accent-hover: #0A5F48;
    --accent-tint: rgba(14, 125, 95, 0.10);
    --teal: #147D8C;
    --teal-tint: rgba(20, 125, 140, 0.10);
    --gold: #C99A3B;
    --gold-ink: #8A651F;
    --ivory: #F7FAF7;

    --font: "Segoe UI", system-ui, -apple-system, Arial, sans-serif;

    --r-sm: 10px;
    --r-md: 14px;
    --r-lg: 18px;
    --r-pill: 999px;

    --shadow-sm: 0 1px 2px rgba(11, 46, 42, 0.05), 0 2px 8px rgba(11, 46, 42, 0.05);
    --shadow-md: 0 1px 2px rgba(11, 46, 42, 0.05), 0 10px 30px rgba(11, 46, 42, 0.08);
    --shadow-lg: 0 2px 6px rgba(11, 46, 42, 0.08), 0 18px 48px rgba(11, 46, 42, 0.14);

    --glass: rgba(247, 250, 247, 0.62);
    --glass-strong: rgba(247, 250, 247, 0.78);
    --glass-border: rgba(11, 46, 42, 0.10);

    --header-h: 72px;
}

/* ---------- base ---------- */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
    margin: 0;
    font: 16px/1.62 var(--font);
    color: var(--ink);
    background: var(--bg);
    -webkit-font-smoothing: antialiased;
}

img, svg, iframe, video, canvas { max-width: 100%; }

h1, h2, h3, h4 { color: var(--ink); line-height: 1.18; margin: 0 0 0.5em; font-weight: 700; letter-spacing: -0.015em; }
h1 { font-size: clamp(1.9rem, 3.4vw, 2.85rem); }
h2 { font-size: clamp(1.5rem, 2.4vw, 2.05rem); }
h3 { font-size: 1.17rem; }
p { margin: 0 0 1em; }
a { color: var(--accent); text-decoration: none; }
a:hover { color: var(--accent-hover); text-decoration: underline; }
ul, ol { margin: 0 0 1em; padding-left: 1.3em; }
strong { font-weight: 700; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 2px; border-radius: 4px; }

.icon { vertical-align: middle; flex: none; }

.skip-link {
    position: absolute; left: -9999px; top: 0; z-index: 200;
    background: var(--ink); color: var(--ivory);
    padding: 10px 18px; border-radius: 0 0 var(--r-sm) 0;
}
.skip-link:focus { left: 0; color: var(--ivory); text-decoration: none; }

/* ---------- layout primitives ---------- */
.container { width: 100%; max-width: 1200px; margin-inline: auto; padding-inline: clamp(16px, 4vw, 40px); }

.section { padding: clamp(48px, 7vw, 84px) 0; position: relative; }

.section--tint {
    background:
        url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='44' height='44'%3E%3Cpath d='M0 22h44M22 0v44' stroke='%23147D8C' stroke-opacity='.05' stroke-width='1'/%3E%3C/svg%3E"),
        linear-gradient(180deg, var(--surface-2), var(--surface));
    border-block: 1px solid var(--border);
}

.section--warm {
    background:
        radial-gradient(1100px 420px at 85% -10%, rgba(201, 154, 59, 0.10), transparent 62%),
        linear-gradient(180deg, var(--surface), var(--bg));
    border-block: 1px solid var(--border);
}

.section-head { max-width: 760px; margin-bottom: clamp(24px, 4vw, 40px); }
.section-head--center { margin-inline: auto; text-align: center; }
.section-head p:last-child { margin-bottom: 0; }

.lead { font-size: 1.12rem; color: var(--muted); max-width: 62ch; }

.eyebrow {
    display: inline-block; font-size: 0.78rem; font-weight: 700;
    letter-spacing: 0.14em; text-transform: uppercase;
    color: var(--accent); margin: 0 0 10px;
}
.eyebrow::before {
    content: ""; display: inline-block; width: 22px; height: 2px;
    background: var(--gold); margin: 0 10px 4px 0; border-radius: 2px;
}

.prose { max-width: 76ch; }
.prose h2 { margin-top: 1.6em; }
.prose h3 { margin-top: 1.4em; }
.prose li { margin-bottom: 0.4em; }

.note {
    font-size: 0.9rem; color: var(--muted);
    background: var(--surface); border: 1px solid var(--border);
    border-radius: var(--r-md); padding: 14px 18px;
}
.mt-2 { margin-top: 1rem; }
.mt-4 { margin-top: 2.4rem; }
.text-center { text-align: center; }

/* ---------- buttons ---------- */
.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 10px;
    font: 700 0.98rem/1.1 var(--font); letter-spacing: 0.01em;
    padding: 14px 26px; border-radius: var(--r-pill);
    border: 1.5px solid transparent; cursor: pointer;
    text-decoration: none; white-space: nowrap;
    transition: background 0.16s ease, color 0.16s ease, transform 0.16s ease,
        box-shadow 0.16s ease, border-color 0.16s ease;
}
.btn:hover { text-decoration: none; transform: translateY(-2px); }
.btn:active { transform: none; }

.btn-primary {
    background: var(--accent); color: var(--ivory);
    box-shadow: var(--shadow-sm);
}
.btn-primary:hover { background: var(--accent-hover); color: var(--ivory); box-shadow: var(--shadow-md); }

.btn-secondary {
    background: transparent; color: var(--accent);
    border-color: var(--accent);
}
.btn-secondary:hover { background: var(--accent-tint); color: var(--accent-hover); }

.btn-block { display: flex; width: 100%; }

/* ---------- icon badges, grids, cards ---------- */
.icon-badge {
    display: inline-flex; align-items: center; justify-content: center;
    width: 52px; height: 52px; border-radius: 13px;
    background: var(--accent-tint); color: var(--accent);
    border: 1px solid rgba(14, 125, 95, 0.16);
    flex: none;
}
.icon-badge--navy { background: rgba(11, 46, 42, 0.10); color: var(--ink); border-color: rgba(11, 46, 42, 0.14); }

.grid { display: grid; gap: clamp(16px, 2.4vw, 26px); }
.grid--2 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.grid--3 { grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); }
.grid--4 { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }

.card {
    background: var(--ivory);
    border: 1px solid var(--border);
    border-radius: var(--r-lg);
    box-shadow: var(--shadow-md);
    padding: clamp(20px, 2.6vw, 28px);
    transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
}
.card:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(20, 125, 140, 0.38);
}
.card h3 { display: flex; align-items: center; gap: 12px; }
.card p:last-child { margin-bottom: 0; }

/* ---------- header ---------- */
.site-header {
    position: sticky; top: 0; z-index: 100;
    background: rgba(247, 250, 247, 0.92);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--border);
    transition: box-shadow 0.18s ease;
}
.site-header.is-scrolled { box-shadow: var(--shadow-md); background: rgba(247, 250, 247, 0.97); }

.header-inner {
    display: flex; align-items: center; gap: 18px;
    min-height: var(--header-h); position: relative;
}

.brand { display: inline-flex; align-items: center; flex: none; }
.brand svg { height: 40px; width: auto; display: block; }

.site-nav { margin-left: auto; }
.nav-list { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }

.nav-item { position: relative; }
.nav-link {
    display: inline-flex; align-items: center; gap: 6px;
    font: 600 0.95rem/1 var(--font); color: var(--ink);
    background: none; border: 0; cursor: pointer;
    padding: 10px 12px; border-radius: var(--r-sm);
    transition: background 0.15s ease, color 0.15s ease;
}
.nav-link:hover { background: var(--accent-tint); color: var(--accent-hover); }
.nav-toggle { cursor: pointer; font: inherit; }
.nav-link .icon { transition: transform 0.15s ease; }
.has-dropdown.is-open .nav-link .icon { transform: rotate(180deg); }

.dropdown {
    position: absolute; top: calc(100% + 8px); left: 0;
    min-width: 250px; padding: 8px;
    background: var(--bg);
    border: 1px solid var(--border);
    border-radius: var(--r-md);
    box-shadow: var(--shadow-md);
    opacity: 0; transform: translateY(4px); visibility: hidden;
    transition: opacity 0.15s ease, transform 0.15s ease, visibility 0.15s;
    z-index: 110;
}
.dropdown::before {
    content: ""; position: absolute; top: -5px; left: 22px;
    width: 10px; height: 10px; background: var(--bg);
    border-left: 1px solid var(--border); border-top: 1px solid var(--border);
    transform: rotate(45deg);
}
.has-dropdown.is-open .dropdown,
.nav-item:hover .dropdown,
.nav-item:focus-within .dropdown { opacity: 1; transform: translateY(0); visibility: visible; }

.nav-item:last-of-type .dropdown { left: auto; right: 0; }
.nav-item:last-of-type .dropdown::before { left: auto; right: 22px; }

.dropdown-list { list-style: none; margin: 0; padding: 0; }
.dropdown-link {
    display: block; padding: 10px 12px; border-radius: var(--r-sm);
    font-size: 0.93rem; color: var(--ink);
    transition: background 0.14s ease, color 0.14s ease;
}
.dropdown-link:hover { background: var(--accent-tint); color: var(--accent-hover); text-decoration: none; }
.dropdown-link.is-active { background: var(--accent-tint); color: var(--accent); font-weight: 700; }

.btn-header { padding: 11px 20px; flex: none; }
.header-cta-icon { display: inline-flex; }

/* language switcher */
.lang-switch { flex: none; }
.lang-switch__list {
    display: inline-flex; align-items: center; gap: 2px; list-style: none;
    margin: 0; padding: 3px; border: 1px solid var(--border);
    border-radius: var(--r-pill); background: var(--surface);
}
.lang-switch__link {
    display: inline-block; padding: 6px 13px; border-radius: var(--r-pill);
    font: 600 0.84rem/1 var(--font); color: var(--muted);
    transition: background 0.15s ease, color 0.15s ease;
}
.lang-switch__link:hover { color: var(--accent-hover); background: var(--accent-tint); text-decoration: none; }
.lang-switch__link.is-active { background: var(--accent); color: var(--ivory); }

/* burger */
.nav-burger {
    display: none; position: relative; width: 44px; height: 44px;
    border: 1px solid var(--border); border-radius: var(--r-sm);
    background: var(--surface); cursor: pointer; color: var(--ink);
}
.nav-burger .burger-close { display: none; }
.nav-burger[aria-expanded="true"] .burger-open { display: none; }
.nav-burger[aria-expanded="true"] .burger-close { display: inline-flex; }
.nav-burger span { display: inline-flex; align-items: center; justify-content: center; }

.mobile-nav {
    position: absolute; top: 100%; left: 0; right: 0;
    background: var(--bg); border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow-lg); padding: 18px 0 26px;
    max-height: calc(100vh - var(--header-h)); overflow-y: auto;
}
.mobile-nav__group { border-bottom: 1px solid var(--border); }
.mobile-nav__heading {
    display: flex; width: 100%; align-items: center; justify-content: space-between;
    font: 700 0.95rem/1.2 var(--font); color: var(--ink);
    background: none; border: 0; cursor: pointer;
    padding: 14px 0; text-align: left;
}
.mobile-nav__list { list-style: none; margin: 0 0 12px; padding: 0 0 0 6px; }
.mobile-nav__link { display: block; padding: 8px 0; color: var(--muted); font-size: 0.95rem; }
.mobile-nav__link:hover { color: var(--accent-hover); }
.mobile-nav__link.is-active { color: var(--accent); font-weight: 700; }
.mobile-nav .btn-block { margin-top: 18px; }
.mobile-nav .lang-switch--mobile { margin: 18px 0 0; }

@media (max-width: 1020px) {
    .site-nav { display: none; }
    .nav-burger { display: inline-flex; }
    .header-inner { gap: 10px; }
    .lang-switch:not(.lang-switch--mobile):not(.lang-switch--footer) { margin-left: auto; }
}
@media (max-width: 640px) {
    .brand svg { height: 34px; }
    .btn-header { display: none; }
    .site-header .lang-switch__full { display: none; }
    .site-header .lang-switch__code { display: inline; }
    .site-header .lang-switch__link { padding: 6px 10px; }
}

/* ---------- ticker (beacon-injected) — light touch, structure untouched -- */
.beacon-ticker-row {
    background: var(--surface-2) !important;
    border-bottom: 1px solid var(--border) !important;
}
.beacon-tape__chip {
    background: rgba(247, 250, 247, 0.85) !important;
    color: var(--ink) !important;
}
.beacon-tape__t { color: var(--accent) !important; }

/* ---------- hero (home + special offer) ---------- */
.hero {
    position: relative; overflow: hidden;
    padding: clamp(48px, 6vw, 76px) 0 clamp(96px, 9vw, 140px);
    background: linear-gradient(180deg, var(--bg) 0%, var(--surface) 100%);
}
.hero__bg {
    position: absolute; inset: -12% 0 -6px 0; z-index: 0;
    pointer-events: none;
    will-change: transform;
}
.hero__bg svg { width: 100%; height: 100%; display: block; }

.hero-grid {
    position: relative; z-index: 1;
    display: grid; grid-template-columns: repeat(12, 1fr);
    gap: clamp(24px, 3.4vw, 48px); align-items: start;
}
.hero-copy { grid-column: span 6; }
.hero-form { grid-column: span 6; position: relative; }

.gold-word { color: var(--gold-ink); }

.hero-sub { font-size: 1.13rem; color: var(--muted); max-width: 54ch; margin-top: -0.2em; }

.hero-meta { margin-top: 26px; }
.offices { font-size: 0.92rem; color: var(--muted); margin: 0 0 10px; }
.flag-chip {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--ivory); border: 1px solid var(--border);
    border-radius: var(--r-pill); padding: 6px 14px 6px 8px;
    font-size: 0.88rem; font-weight: 600; color: var(--ink);
    margin: 0 8px 8px 0; box-shadow: var(--shadow-sm);
}
.flag-dot {
    width: 16px; height: 16px; border-radius: 50%;
    border: 1px solid rgba(11, 46, 42, 0.16);
    flex: none;
}
.flag-dot--my { background: linear-gradient(90deg, #fff 0 33%, #C8102E 33% 50%, #fff 50% 84%, #012169 84% 100%); }
.flag-dot--sg { background: linear-gradient(180deg, #ED2939 0 45%, #fff 45% 72%, #ED2939 72% 100%); }
.flag-dot--jp { background: linear-gradient(#fff, #fff), #BC002D;
    background-size: 100% 100%, 8px 8px; background-position: 0 0, center; background-repeat: no-repeat; }

.hero-trust { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 18px; }
.trust-link {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 10px 16px; border-radius: var(--r-md);
    background: var(--ivory); border: 1px solid var(--border);
    box-shadow: var(--shadow-sm);
    font-size: 0.9rem; font-weight: 600; color: var(--ink);
    transition: transform 0.16s ease, box-shadow 0.16s ease, border-color 0.16s ease;
}
.trust-link:hover {
    transform: translateY(-2px); box-shadow: var(--shadow-md);
    border-color: rgba(20, 125, 140, 0.38); color: var(--accent-hover); text-decoration: none;
}
.trust-link .icon { color: var(--accent); }

/* glass form panel — one of the rationed glass spots */
.hero-form .form-block {
    position: relative;
    background: var(--glass-strong);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border: 1px solid var(--glass-border);
    border-radius: var(--r-lg);
    box-shadow: 0 18px 44px rgba(11, 46, 42, 0.13), inset 0 1px 0 rgba(247, 250, 247, 0.65);
    padding: clamp(20px, 2.6vw, 30px);
}
@supports not ((backdrop-filter: blur(2px)) or (-webkit-backdrop-filter: blur(2px))) {
    .hero-form .form-block { background: rgba(247, 250, 247, 0.96); }
}

/* floating glass dashboard cards (hero, decorative) */
.hero-card-float {
    position: absolute; z-index: 2;
    background: var(--glass);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid var(--glass-border);
    border-radius: var(--r-md);
    box-shadow: var(--shadow-md);
    padding: 12px 16px;
    pointer-events: none;
    display: flex; align-items: center; gap: 12px;
}
.hero-card-float--candles { top: -26px; left: -58px; }
.hero-card-float--ring { bottom: -30px; right: -40px; }
.hcf-label { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); }
.hcf-value { font-size: 1.02rem; font-weight: 700; color: var(--ink); font-variant-numeric: tabular-nums; }
@media (max-width: 1160px) { .hero-card-float { display: none; } }

@media (max-width: 960px) {
    .hero-grid { grid-template-columns: 1fr; }
    .hero-copy, .hero-form { grid-column: 1 / -1; }
    .hero { padding-bottom: clamp(64px, 10vw, 96px); }
    .hero-form { margin-top: 8px; }
}
@media (max-width: 767px) {
    .hero__bg { opacity: 0.55; inset: -6% 0 -6px 0; }
}

/* ---------- form block (formFactory wrapper) ---------- */
.form-block {
    --bf-accent: var(--accent);
    --bf-btn-text: var(--ivory);
    --bf-input-bg: var(--ivory);
    --bf-input-text: var(--ink);
    background: var(--ivory);
    border: 1px solid var(--border);
    border-radius: var(--r-lg);
    box-shadow: var(--shadow-md);
    padding: clamp(18px, 2.4vw, 26px);
}
.form-block__heading {
    font: 700 1.02rem/1.3 var(--font); color: var(--ink);
    margin: 0 0 12px; padding-bottom: 10px;
    border-bottom: 1px dashed var(--border);
}
.form-block__intro { font-size: 0.94rem; color: var(--muted); margin: 0 0 12px; }
.form-note {
    font-size: 0.86rem; color: var(--muted); margin: 12px 0 0;
    display: flex; align-items: center; gap: 8px;
}
.form-legal { font-size: 0.82rem; color: var(--muted); margin: 10px 0 0; }
.form-legal a { text-decoration: underline; }
.form-block--extra { box-shadow: var(--shadow-sm); }
.form-card { background: var(--surface); border: 1px solid var(--border); border-radius: var(--r-lg); padding: 22px; }

/* ---------- home: exchange chips ---------- */
.exchanges { padding: 26px 0; border-block: 1px solid var(--border); background: var(--surface); }
.exchanges__inner { display: flex; flex-wrap: wrap; align-items: center; gap: 14px 18px; }
.exchanges__label {
    font-size: 0.8rem; font-weight: 700; letter-spacing: 0.1em;
    text-transform: uppercase; color: var(--muted); margin: 0 6px 0 0;
}
.exchange-chip {
    display: inline-block; padding: 9px 20px;
    background: var(--ivory); border: 1px solid var(--border);
    border-radius: var(--r-pill); box-shadow: var(--shadow-sm);
    font: 700 0.92rem/1 var(--font); color: var(--ink);
    letter-spacing: 0.01em;
}
.exchange-chip:hover { border-color: rgba(20, 125, 140, 0.4); }

/* ---------- home: calculator band (glass highlight panel) ---------- */
.calc-section { position: relative; }
.calc-shell {
    background: var(--glass);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border: 1px solid var(--glass-border);
    border-radius: var(--r-lg);
    box-shadow: var(--shadow-md), inset 0 1px 0 rgba(247, 250, 247, 0.6);
    padding: clamp(18px, 3vw, 34px);
}
@supports not ((backdrop-filter: blur(2px)) or (-webkit-backdrop-filter: blur(2px))) {
    .calc-shell { background: rgba(247, 250, 247, 0.96); }
}
.calc-section .section-head { margin-bottom: 20px; }
.calc-grid {
    display: grid; grid-template-columns: repeat(12, 1fr);
    gap: clamp(20px, 3vw, 40px); align-items: center;
}
.calc-grid > .calc-art { grid-column: span 5; }
.calc-grid > .calc-shell { grid-column: span 7; }
@media (max-width: 960px) {
    .calc-grid { grid-template-columns: 1fr; }
    .calc-grid > .calc-art, .calc-grid > .calc-shell { grid-column: 1 / -1; }
    .calc-art img { width: 100%; max-width: 380px; margin: 0 auto; display: block; }
}

/* ---------- steps ---------- */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: clamp(16px, 2.4vw, 26px); counter-reset: step; }
.step { position: relative; padding-top: 6px; }
.step__num {
    display: inline-flex; align-items: center; justify-content: center;
    width: 40px; height: 40px; border-radius: 50%;
    background: var(--accent); color: var(--ivory);
    font: 700 0.95rem/1 var(--font);
    box-shadow: 0 0 0 3px var(--ivory), 0 0 0 4.5px var(--gold);
    margin-bottom: 14px;
}
.step h3 { margin-bottom: 0.35em; }
.step p { color: var(--muted); margin-bottom: 0; }

/* ---------- comparison table ---------- */
.compare-wrap { overflow-x: auto; border: 1px solid var(--border); border-radius: var(--r-lg); box-shadow: var(--shadow-md); background: var(--ivory); }
.compare { width: 100%; border-collapse: collapse; min-width: 560px; font-size: 0.95rem; }
.compare th, .compare td { padding: 13px 18px; text-align: left; border-bottom: 1px solid var(--border); }
.compare thead th {
    background: var(--surface-2); color: var(--ink);
    font-weight: 700; border-bottom: 2px solid var(--border);
}
.compare tbody tr:last-child th, .compare tbody tr:last-child td { border-bottom: 0; }
.compare .col-us { background: var(--accent-tint); width: 33%; font-weight: 600; color: var(--ink); }
.compare .col-them { color: var(--muted); width: 33%; }
.compare td:first-child { font-weight: 600; }
.compare .yes, .compare .no {
    display: inline-flex; align-items: center; justify-content: center;
    width: 26px; height: 26px; border-radius: 50%;
}
.compare .yes { background: rgba(14, 125, 95, 0.14); color: var(--accent); }
.compare .no { background: rgba(178, 76, 76, 0.12); color: #A63D3D; }

/* ---------- reviews ---------- */
.review {
    background: var(--ivory); border: 1px solid var(--border);
    border-radius: var(--r-lg); box-shadow: var(--shadow-md);
    padding: 22px 24px; display: flex; flex-direction: column; gap: 12px;
    transition: transform 0.18s ease, box-shadow 0.18s ease;
}
.review:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }
.review__head { display: flex; align-items: center; gap: 14px; }
.review__ava {
    display: inline-flex; align-items: center; justify-content: center;
    width: 56px; height: 56px; border-radius: 50%;
    background: var(--accent-tint); color: var(--accent);
    border: 1px solid rgba(14, 125, 95, 0.2); flex: none;
}
.review__name { font-weight: 700; margin: 0; }
.review__role { font-size: 0.86rem; color: var(--muted); margin: 0; }
.review__stars { color: var(--gold); display: inline-flex; gap: 2px; margin-left: auto; }
.review p { margin: 0; color: var(--muted); font-size: 0.95rem; }
.review__stats {
    display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: auto;
    padding-top: 12px; border-top: 1px dashed var(--border);
}
.review__stat { font-size: 0.85rem; color: var(--muted); }
.review__stat b { display: block; font-size: 0.98rem; color: var(--ink); font-variant-numeric: tabular-nums; }
.reviews-note { font-size: 0.86rem; color: var(--muted); margin: 18px 0 0; }

/* ---------- company block ---------- */
.company-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: clamp(18px, 3vw, 34px); align-items: start; }
.company-facts { list-style: none; margin: 0 0 20px; padding: 0; }
.company-facts li {
    display: flex; gap: 12px; align-items: flex-start;
    padding: 10px 0; border-bottom: 1px dashed var(--border);
    font-size: 0.95rem; color: var(--muted);
}
.company-facts li .icon { color: var(--accent); margin-top: 2px; }
.company-facts li b { color: var(--ink); font-weight: 600; }
.company-links { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 12px; }
.company-link {
    display: flex; flex-direction: column; align-items: flex-start; gap: 10px;
    padding: 16px; border-radius: var(--r-md);
    background: var(--ivory); border: 1px solid var(--border); box-shadow: var(--shadow-sm);
    font: 600 0.88rem/1.3 var(--font); color: var(--ink);
    transition: transform 0.16s ease, box-shadow 0.16s ease, border-color 0.16s ease;
}
.company-link:hover {
    transform: translateY(-2px); box-shadow: var(--shadow-md);
    border-color: rgba(20, 125, 140, 0.38); color: var(--accent-hover); text-decoration: none;
}
.company-link .icon { color: var(--accent); }

/* ---------- FAQ ---------- */
.faq { display: grid; gap: 12px; }
.faq-item {
    background: var(--ivory); border: 1px solid var(--border);
    border-radius: var(--r-md); box-shadow: var(--shadow-sm);
    overflow: hidden; transition: box-shadow 0.16s ease;
}
.faq-item.is-open { box-shadow: var(--shadow-md); }
.faq-q {
    display: flex; align-items: center; justify-content: space-between; gap: 16px;
    width: 100%; padding: 16px 20px; background: none; border: 0; cursor: pointer;
    font: 700 1rem/1.35 var(--font); color: var(--ink); text-align: left;
}
.faq-q .icon { color: var(--accent); transition: transform 0.16s ease; flex: none; }
.faq-item.is-open .faq-q .icon { transform: rotate(180deg); }
.faq-a { padding: 0 20px 18px; color: var(--muted); }
.faq-a p { margin: 0; }

/* ---------- inner pages ---------- */
.page-hero {
    position: relative; overflow: hidden;
    background:
        radial-gradient(900px 380px at 88% -20%, rgba(201, 154, 59, 0.12), transparent 60%),
        linear-gradient(180deg, var(--surface), var(--bg));
    border-bottom: 1px solid var(--border);
    padding: clamp(40px, 5vw, 64px) 0 clamp(44px, 5vw, 68px);
}
.page-hero__grid {
    display: grid; grid-template-columns: repeat(12, 1fr);
    gap: clamp(24px, 3.4vw, 48px); align-items: start;
}
.page-hero__grid > .page-hero__copy { grid-column: span 6 / -1; }
.page-hero__grid > .form-block,
.page-hero__grid > .hero-form { grid-column: span 6; }
.page-hero__grid > :only-child { grid-column: 1 / -1; }
@media (max-width: 960px) {
    .page-hero__grid { grid-template-columns: 1fr; }
    .page-hero__grid > .page-hero__copy,
    .page-hero__grid > .form-block,
    .page-hero__grid > .hero-form,
    .page-hero__grid > :only-child { grid-column: 1 / -1; }
}
.page-hero p.lead { margin-bottom: 0; }

.breadcrumbs { padding: 14px 0; border-bottom: 1px solid var(--border); background: var(--ivory); }
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 6px; margin: 0; padding: 0; font-size: 0.84rem; color: var(--muted); }
.breadcrumbs li { display: flex; align-items: center; gap: 6px; }
.breadcrumbs li + li::before { content: "/"; color: var(--border); }
.breadcrumbs a { color: var(--muted); }
.breadcrumbs a:hover { color: var(--accent-hover); }
.breadcrumbs [aria-current="page"] { color: var(--ink); font-weight: 600; }

/* tables */
.table-wrap {
    overflow-x: auto; border: 1px solid var(--border);
    border-radius: var(--r-lg); box-shadow: var(--shadow-sm);
    background: var(--ivory);
}
.table { width: 100%; border-collapse: collapse; font-size: 0.93rem; min-width: 620px; }
.table th, .table td { padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--border); vertical-align: top; }
.table thead th { background: var(--surface-2); font-weight: 700; color: var(--ink); border-bottom: 2px solid var(--border); }
.table tbody tr:nth-child(even) { background: rgba(226, 237, 231, 0.4); }
.table tbody tr:last-child th, .table tbody tr:last-child td { border-bottom: 0; }

/* map */
.map-embed {
    border: 1px solid var(--border); border-radius: var(--r-lg);
    box-shadow: var(--shadow-md); overflow: hidden;
    max-width: 860px; margin: 22px 0; background: var(--surface-2);
}
.map-embed iframe { display: block; width: 100%; aspect-ratio: 16 / 9; min-height: 320px; border: 0; }

/* ---------- special offer ---------- */
.offer-strip {
    background: var(--ink); color: var(--ivory);
    padding: 10px 0; font-size: 0.86rem;
}
.offer-strip .container { display: flex; flex-wrap: wrap; gap: 8px 34px; justify-content: center; }
.offer-strip .stat { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; }
.offer-strip .stat::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--gold); }

.offer-band {
    background:
        radial-gradient(700px 300px at 12% -20%, rgba(201, 154, 59, 0.22), transparent 60%),
        linear-gradient(135deg, var(--ink), #0E4A42 68%, var(--accent));
    color: var(--ivory);
    border-radius: var(--r-lg); box-shadow: var(--shadow-lg);
    padding: clamp(28px, 4vw, 48px);
    text-align: center;
}
.offer-band h2 { color: var(--ivory); }
.offer-band p { color: rgba(247, 250, 247, 0.85); max-width: 58ch; margin-inline: auto; }
.offer-band .btn { margin-top: 8px; background: var(--gold); color: var(--ink); }
.offer-band .btn:hover { background: #B0872F; color: var(--ink); box-shadow: var(--shadow-lg); }

.countdown { display: inline-flex; gap: 10px; margin: 18px 0 6px; }
.countdown .cd-cell {
    min-width: 64px; padding: 10px 8px; border-radius: var(--r-md);
    background: rgba(247, 250, 247, 0.1); border: 1px solid rgba(247, 250, 247, 0.22);
    font: 700 1.6rem/1.1 var(--font); color: var(--ivory);
    font-variant-numeric: tabular-nums; text-align: center;
}
.countdown .cd-label { display: block; font-size: 0.62rem; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; color: rgba(247, 250, 247, 0.6); }

.modal-overlay {
    position: fixed; inset: 0; z-index: 300;
    background: rgba(11, 46, 42, 0.55);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    display: flex; align-items: center; justify-content: center;
    padding: 20px;
}
.modal-card {
    position: relative; width: 100%; max-width: 460px;
    background: var(--ivory); border: 1px solid var(--border);
    border-radius: var(--r-lg); box-shadow: var(--shadow-lg);
    padding: 30px 28px 26px; text-align: center;
}
.modal-card img { margin: 0 auto 14px; display: block; max-height: 150px; width: auto; }
.modal-card h3 { font-size: 1.35rem; }
.modal-card p { color: var(--muted); }
.modal-close {
    position: absolute; top: 12px; right: 12px;
    width: 36px; height: 36px; border-radius: 50%;
    background: var(--surface-2); border: 1px solid var(--border);
    color: var(--ink); font-size: 1.15rem; line-height: 1; cursor: pointer;
    transition: background 0.15s ease;
}
.modal-close:hover { background: var(--border); }

/* ---------- footer ---------- */
.site-footer {
    background:
        radial-gradient(800px 300px at 90% 0%, rgba(14, 125, 95, 0.24), transparent 62%),
        var(--ink);
    color: rgba(247, 250, 247, 0.78);
    padding: clamp(44px, 6vw, 72px) 0 0;
    margin-top: clamp(48px, 7vw, 84px);
}
.footer-top {
    display: grid; grid-template-columns: minmax(240px, 1.35fr) repeat(4, minmax(140px, 1fr));
    gap: clamp(20px, 3vw, 40px); padding-bottom: 40px;
}
.footer-brand .brand svg { height: 38px; }
.footer-mission { font-size: 0.92rem; margin: 16px 0 14px; color: rgba(247, 250, 247, 0.7); }
.footer-contact { font-size: 0.9rem; }
.footer-contact .icon { color: var(--gold); margin-right: 6px; vertical-align: -3px; }
.footer-contact a { color: rgba(247, 250, 247, 0.9); }
.footer-contact a:hover { color: #9FD8BF; }
.footer-col h3 {
    color: var(--ivory); font-size: 0.86rem; letter-spacing: 0.1em;
    text-transform: uppercase; margin-bottom: 14px;
}
.footer-col ul { list-style: none; margin: 0; padding: 0; }
.footer-col li { margin-bottom: 9px; }
.footer-col a { color: rgba(247, 250, 247, 0.72); font-size: 0.9rem; }
.footer-col a:hover { color: #9FD8BF; }
.lang-switch__code { display: none; }
.lang-switch--footer { margin-top: 14px; }
.lang-switch--footer .lang-switch__list { background: rgba(247, 250, 247, 0.08); border-color: rgba(247, 250, 247, 0.18); }
.lang-switch--footer .lang-switch__link { color: rgba(247, 250, 247, 0.75); }
.lang-switch--footer .lang-switch__link:hover { color: var(--ivory); background: rgba(247, 250, 247, 0.12); }
.lang-switch--footer .lang-switch__link.is-active { background: var(--accent); color: var(--ivory); }

.footer-disclaimer {
    border-top: 1px solid rgba(247, 250, 247, 0.14);
    padding: 22px 0; font-size: 0.82rem; color: rgba(247, 250, 247, 0.55);
}
.footer-disclaimer h3 { font-size: 0.84rem; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(247, 250, 247, 0.75); }
.footer-disclaimer p { margin: 8px 0 0; }
.footer-bottom {
    border-top: 1px solid rgba(247, 250, 247, 0.14);
    padding: 16px 0 26px; font-size: 0.8rem; color: rgba(247, 250, 247, 0.5);
}
.footer-bottom p { margin: 0; }

@media (max-width: 1020px) { .footer-top { grid-template-columns: repeat(2, 1fr); } .footer-brand { grid-column: 1 / -1; } }
@media (max-width: 560px) { .footer-top { grid-template-columns: 1fr; } }

/* ---------- reveal ---------- */
[data-reveal] { opacity: 0; transform: translateY(10px); transition: opacity 0.5s ease, transform 0.5s ease; }
[data-reveal].is-revealed { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
    [data-reveal] { opacity: 1; transform: none; transition: none; }
    .card, .review, .btn, .company-link, .trust-link, .offer-band, .step { transition: none; }
}

/* ---------- small screens ---------- */
@media (max-width: 640px) {
    .compare-wrap, .table-wrap { margin-inline: calc(-1 * clamp(16px, 4vw, 40px)); border-radius: 0; border-inline: 0; }
    .hero-card-float { display: none; }
    .countdown .cd-cell { min-width: 56px; font-size: 1.3rem; }
    .offer-strip .container { gap: 6px 20px; }
}

/* ---------- print ---------- */
@media print {
    .site-header, .mobile-nav, .site-footer, .offer-strip, .beacon-ticker-row, .lang-switch { display: none !important; }
    body { background: #fff; color: #000; }
}

/* Homepage review layout and shared widget adjustments. */
.tv-ticker-wrapper {
    padding-top: 0px !important;
    height: 58px !important;
}
.iti__selected-country, .iti__selected-dial-code {
    color: rgb(24, 33, 47) !important;
}
.home-reviews {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
}
.home-reviews > .review { min-width: 0; }
.home-reviews .review__head {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
}
.home-reviews .review__head > div { min-width: 0; }
.home-reviews .review__head > .review__stars {
    grid-column: 1 / -1;
    margin-left: 0;
}
.home-reviews .review__ava { object-fit: cover; overflow: hidden; }
.home-reviews .review__ava img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
}
@media (max-width: 960px) {
    .home-reviews { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 620px) {
    .home-reviews { grid-template-columns: minmax(0, 1fr); }
}